Does your organization rent office space? Do you own office equipment? Do you have staff or volunteers working on behalf of your organization? If so, you will want to protect your organization from financial loss related to commercial general liability, damage to your property and the contents within, and crime.
The Office Package policy provides insurance coverage to protect your office and the contents within from losses associated with property damage and crime. The Office Package also provides coverage if your organization is sued for bodily injuries to a third party that occur within your workplace, and injuries or damages caused by your employees/volunteers elsewhere.
Included in the policy are:
Commercial General Liability Insurance provides coverage to protect against claims arising from injury or property damage that you (or your organization) may cause to another person as a result of your operations and/or premises. For example, a visitor to your organization may slip and fall on a wet floor or a volunteer may accidentally cause property damage when working off-site.
Property Insurance protects against damage to contents, including equipment such as computers, and loss of revenues caused by an interruption of business activities arising because of an insured loss.
Crime Coverage protects against financial loss due to dishonesty, fraud, or theft of money, securities or other property owned by the office/organization.